cash back rewards

The Top 4 Benefits Of Using Cash Back Rewards

Cash back websites send you small rebates on items you’ve purchased when you sign up with them. Using cash back websites can help you save money on everyday shopping. Here are 4 benefits to signing up for cash back rewards.

1. Cash Back Rewards For Items You Already Buy

When you use cash back websites like Rakuten or Swagbucks, you earn rewards for shopping that you already do. Many of these sites are affiliated with hundreds or thousands of retailers.

Whatever you’re planning to buy, you can likely find it on the cash back website. Because these sites partner with large retailers like Walmart and Target, you can even get cash back rewards for buying groceries or everyday items online.

2. No Extra Effort From You

Using a cash back rewards site takes very little time on your part. Signing up is quick and easy. You usually just need your email address. For some cashback websites, you can even sign up with a social media profile, easing the referral process for friends and family (you get bonuses for referrals with most cash back sites).

Once you’ve set up your account, shopping with cash back rewards is a breeze. Say you want to buy a handbag from Target. You browse Target’s website and spot the purse you want.

Instead of purchasing directly from Target’s website, you would log into your rewards account first and go to the Target website from your cash back site’s dashboard. With a couple of extra clicks, you can start to stack up your savings.

3. Wide Selection Of Products And Retailers

Websites like Rakuten and Ibotta have tons of online and brick-and-mortar retailers to choose from. For most cash back rewards websites, shopping online carries more benefits than in-store.

Most cash back sites have stores like Walmart, Amazon, Target, Kohl’s, Old Navy, Macy’s, Microsoft and many more on their websites. You can save on anything from apparel, housewares, electronics, sports and recreation to pet supplies, groceries and even travel.

4. Cash Back Websites Are Free To Join

Most cash back rewards websites offer free membership. Some require a fee to join and you should be wary of these sites. If you have to pay to shop, you won’t end up saving any money. The larger, more reputable cash back sites won’t charge you a fee, so the rewards you earn by shopping with them translate into real savings.

Things To Look Out For

As with most money-making ventures – no matter how small – there are some risks to keep in mind. The tracking software these websites use can be disrupted by anti-virus programs on your computer, delaying payment.

The issue can usually be resolved, but it’s something to look out for. Another thing to think about is cookies. When you visit the store’s website directly, cookies are stored which could interfere with tracking. You may not get credit with the cash back website in this case. Therefore, go through the cash back site’s link to the store, just to be sure.

In some cases, your cash back rewards can be voided on a purchase. If you alter purchase details on the store’s site directly, the website will usually treat this as a return, rescinding the eligible rewards.

Also, if you use an online coupon code that Groupon or Google offer, these void the commission the cash back website receives completely, also voiding your rewards. To avoid this, use coupon codes provided by the cash back rewards website itself.

Summing Up

You can save money on things you already buy from a wide range of retailers. If you don’t mind some extra effort, then cash back reward websites have immense benefits for you.