top credit repair companies

The 5 Top Credit Repair Companies

Are you worried about your low credit score and unsure of how to fix it? If you lack the time and knowledge to repair your credit yourself, consider hiring a credit repair company. These companies usually have FICO specialists with experience in this area who can advise you. When choosing a company, it’s important to go with the right one. Here you’ll find the 5 top credit repair companies.

The Credit Pros

The Credit Pros has been around for 10 years and is growing fast. The company emphasizes education, so they take the time to consult with their clients in detail. Credit Pros offers 4 packages at different price points with different services.

With the cheapest plan at $19 per month, you can have simple credit monitoring. At the highest level at $149 per month, you can access their full services plus a line of credit at the HuttonChase Department Store.

The Credit Pros has expert staff – licensed attorneys and FICO specialists – and provides 24/7 support. When you sign up, you also get a 90-day, 100% money-back guarantee. The Credit Pros have higher fees than most though and their services are only available in some states.

Sky Blue

Sky Blue has a reputation for excellent customer service. You have 24/7 access to their support and a 90-day money-back guarantee, just like the Credit Pros. Sky Blue only has one package to offer at $79 per month.

The monthly fee doesn’t change and you can cancel or pause their services at any time. Sky Blue has one of the most affordable monthly prices for credit repair companies. You can also receive a free consultation.

Sky Blue offers simple, straightforward credit reporting and repair services. For some, their website might be a bit too basic though.

The Credit People

The Credit People is one of the most experienced top credit repair companies, having started in 2001. If you’re tentative about using a credit repair service, then go with The Credit People’s 7-day trial for only $19.

If you stick with The Credit People, that $19 is your set up fee and pays for your first credit report. After that, it’s $79 per month or $419 for an upfront, 6-month payment.

The Credit People is best at fixing your problems with late payments and collections. They also have 24/7 online access and a 60-day guarantee. However, you don’t get a personal adviser when you enroll and The Credit People doesn’t work to educate customers too much. is one of the most popular companies due to its high-tech website and app and its easily searchable name. At $99.95 per month, it’s not the cheapest, but it offers a range of services from identity theft protection to credit report monitoring. boasts a 40-point change in your score in 4 months, which is backed up by reviews. The company doesn’t offer a money-back guarantee, though.


Ovation offers a free consultation so you can see if the company is a good fit. Once you’re signed up, you get a personal case advisor. The company has a customer-centered approach which means you can personalize your credit goals and they will work with you to achieve them.

Ovation ranges from $79 – $109 per month, but there is an $89 first works fee. This fee does cover your first credit report, though.

Choosing One Of The Top Credit Repair Companies

Fixing your credit doesn’t have to be stressful. If you work with a credit repair company, the process can be simple and painless. You’ll even educate yourself on responsibly handling your credit in the future. There are many options out there, but these 5 are among the top credit repair companies.